Health Insurance8 plans compared

Lowest premium starts at ₹21,998 per year. Change any detail to update instantly.

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Lowest premium
DIGIT

Go Digit

Digit Health Plus

4.4Claim settled 97.8%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹21,998/yr

incl. 18% GST

  • No room-rent limit
  • Digital claim in 30 min
  • Consumables covered
STAR

Star Health

Family Health Optima

4.4Claim settled 99.1%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹22,724/yr

incl. 18% GST

  • Automatic restoration
  • Road ambulance cover
  • 14,000+ network hospitals
NIVA

Niva Bupa

ReAssure 2.0 Titanium

4.5Claim settled 98.9%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹23,449/yr

incl. 18% GST

  • Unlimited refill benefit
  • Lock the clock age benefit
  • 10,000+ cashless hospitals
CARE

Care Health

Care Supreme

4.3Claim settled 98.8%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹23,932/yr

incl. 18% GST

  • Unlimited e-consultations
  • No room-rent capping
  • Instant 50% NCB
BAJAJ

Bajaj Allianz

Health Guard Platinum

4.4Claim settled 99%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹24,658/yr

incl. 18% GST

  • Maternity expenses
  • Bariatric surgery cover
  • Convalescence benefit
ICICI

ICICI Prudential

Elevate Health

4.5Claim settled 99.2%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹25,141/yr

incl. 18% GST

  • Infinite sum insured booster
  • Power booster
  • Claim protector
TATA

TATA AIA

Medicare Premier

4.5Claim settled 99.1%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹25,625/yr

incl. 18% GST

  • Worldwide cover
  • Preventive health check
  • Restore benefit
Best claim record
HDFC

HDFC Life

Optima Secure

4.6Claim settled 99.4%

Sum insured

₹10 L

Cashless claim in 60 minutes

₹26,108/yr

incl. 18% GST

  • 4X cover from day one
  • Zero deductions on consumables
  • Global emergency cover

Premiums are indicative, computed from published insurer rate tables and include 18% GST where applicable. Final premium is confirmed by the insurer after underwriting, medical tests or vehicle inspection. Insurance is the subject matter of solicitation.