Term Life7 plans compared

Lowest premium starts at ₹8,838 per year. Change any detail to update instantly.

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Lowest premium
MAX

Axis Max Life

Smart Secure Plus

4.7Claim settled 99.5%

Life cover

₹1 Cr

Cover till age 60

₹8,838/yr

incl. 18% GST

  • Return of premium option
  • Terminal illness cover
  • Premium break benefit
TATA

TATA AIA

Sampoorna Raksha Promise

4.5Claim settled 99.1%

Life cover

₹1 Cr

Cover till age 60

₹9,026/yr

incl. 18% GST

  • Whole life option till 100
  • Non-smoker discount
  • Joint life cover
HDFC

HDFC Life

Click 2 Protect Super

4.6Claim settled 99.4%

Life cover

₹1 Cr

Cover till age 60

₹9,214/yr

incl. 18% GST

  • Life stage cover boost
  • Waiver of premium
  • Accidental death rider
BAJAJ

Bajaj Allianz

eTouch II

4.4Claim settled 99%

Life cover

₹1 Cr

Cover till age 60

₹9,402/yr

incl. 18% GST

  • Instant issuance
  • Voluntary top-up
  • Special exit value
ICICI

ICICI Prudential

iProtect Smart

4.5Claim settled 99.2%

Life cover

₹1 Cr

Cover till age 60

₹9,590/yr

incl. 18% GST

  • 34 critical illnesses
  • Payout as monthly income
  • Terminal illness cover
SBI

SBI Life

eShield Next

4.3Claim settled 98.7%

Life cover

₹1 Cr

Cover till age 60

₹9,966/yr

incl. 18% GST

  • Level & increasing cover
  • Better half benefit
  • Trusted bank backing
LIC

LIC of India

Digi Term

4.4Claim settled 98.6%

Life cover

₹1 Cr

Cover till age 60

₹10,531/yr

incl. 18% GST

  • Government backed
  • High sum assured rebate
  • Simple claim process

Premiums are indicative, computed from published insurer rate tables and include 18% GST where applicable. Final premium is confirmed by the insurer after underwriting, medical tests or vehicle inspection. Insurance is the subject matter of solicitation.