Motor Insurance7 plans compared

Lowest premium starts at ₹19,786 per year. Change any detail to update instantly.

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Lowest premium
ACKO

ACKO

Zero Commission Comprehensive

4.3Claim settled 97.5%

IDV

₹6 L

NCB applied: 20%

₹19,786/yr

incl. 18% GST

  • Direct-to-customer pricing
  • 3-day claim promise
  • Free pickup & drop
  • Zero depreciation included
DIGIT

Go Digit

Comprehensive Shield

4.4Claim settled 97.8%

IDV

₹6 L

NCB applied: 20%

₹20,753/yr

incl. 18% GST

  • Smartphone-enabled claims
  • Pay as you drive
  • Doorstep pickup
  • Zero depreciation included
REL

Reliance General

Private Car Package

4.1Claim settled 98.1%

IDV

₹6 L

NCB applied: 20%

₹21,928/yr

incl. 18% GST

  • EMI protection
  • Tyre protect
  • Nil depreciation option
  • Zero depreciation included
BAJAJ

Bajaj Allianz

Drive Assure

4.4Claim settled 99%

IDV

₹6 L

NCB applied: 20%

₹22,550/yr

incl. 18% GST

  • 4,000+ cashless garages
  • 24x7 roadside assistance
  • Engine protect
  • Zero depreciation included
Best claim record
ICICI

ICICI Prudential

Motor Secure

4.5Claim settled 99.2%

IDV

₹6 L

NCB applied: 20%

₹23,034/yr

incl. 18% GST

  • Instant policy issuance
  • Cashless garage network
  • Return to invoice
  • Zero depreciation included
TATA

TATA AIA

Auto Secure

4.5Claim settled 99.1%

IDV

₹6 L

NCB applied: 20%

₹23,448/yr

incl. 18% GST

  • Consumables cover
  • Key replacement
  • Daily conveyance benefit
  • Zero depreciation included
NIA

New India Assurance

Private Car Policy

4Claim settled 97.9%

IDV

₹6 L

NCB applied: 20%

₹24,208/yr

incl. 18% GST

  • PSU stability
  • Pan-India garages
  • Legal liability cover
  • Zero depreciation included

Premiums are indicative, computed from published insurer rate tables and include 18% GST where applicable. Final premium is confirmed by the insurer after underwriting, medical tests or vehicle inspection. Insurance is the subject matter of solicitation.